Payday companies are another type of lending institution that works with consumers with bad credit or no credit. These lenders can take .You Deserve Better than a Payday Loan. Apply online for an installment loan up to $4000 with no hard credit check. Fast. Flexible. Fair. 5-star rated.. All financing is subject to RC Willey credit approval. will be added to the remaining principal balance and transferred to the customer ‘s Regular Payment Plan..Bailey ‘s Furniture offers financing through Alaska USA and Progressive Leasing. Please call Alaska USA Extra Credit 12 months No payments, No interest*.